I raise again the issue of flooding in Cromane, which the Minister of State visited, and coastal erosion in Rossbeigh. In Killorglin town, at Lower Bridge Street, properties are being affected by flooding on a regular basis. I was contacted recently about the area at the fishery which is subject to flooding as well. We need help and I know the Minister of State has said time and again that there is plenty of money available. I hope Kerry County Council is engaging with the Minister of State regarding these areas. For the residents of Cromane Lower, the very strong tides over the past month will continue until the end of the month. Every year, on St. Patrick's Day, the high tide is a big problem. These individuals and families cannot sleep in their beds at night when there is any sort of a strong tide and it is exacerbated when it coincides with a storm. I also want to raise an issue that I mentioned to the Minister of State recently. I know he is working on this with the Minister of State, Deputy Troy, regarding insurance for businesses. I would like to include homeowners in that category. They can get insurance for fire and theft and everything else but not for flooding. I was contacted recently by a family which, for the past 40 years, had no problem getting insurance. They are after spending tens of thousands of euro reinstating the embankment. The Department, with the work being carried out by Kerry County Council, provided a second line of defence. The family is absolutely confident that they will never again be flooded. That work was carried out about 15 years ago and they cannot get insurance. Insurance is a huge issue for homeowners as well as businesses.

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